13 Views

How travel insurance can save your life in Nigeria

Why-Do-I-Need-Travel-Insurance

Every travelling company includes the option for travel insurance in their ticket purchase forms, especially airlines, and as shocking as it may seem, most travelers in Nigeria tend to ignore or decline the option as they see it as a bad deal. Even travel agents around the country now refrain from suggesting the topic for the fear of losing the overall deal.

With a majority of people not buying travel insurance, it appears that travelers around the country are largely unaware of the wide array of insurance available to protect them. From trip cancellation insurance to baggage coverage, travelers can  tap into this financial lifeline as it takes away the responsibility of paying for certain unexpected losses.

Organizing travel insurance is a vital part of preparing for any trip and to make things a little easier, Jovago.com, Africa’s No.1 online hotel booking portal, sheds more light on the essentials of insurance for every Nigerian traveler.

article-2595843-04F1B7EF0000044D-304_634x444

Medical insurance

Although this serves as an umbrella for several other kinds of insurance, it essentially provides fiscal buffer for travellers in the case of accidents, whether minor or major.

In Nigeria where transport systems operate at less than standard, it is essential that you have a premium that protects you in case you sustain injuries or even get dismembered in the course of your trip.

It also proffers Emergency Medical Evacuation Insurance which foots the bill of moving the patient for treatment to a medical facility. Adventurous travelers are highly advised to purchase this kind of insurance.

Trip cancellation or interruption insurance

With the frequency with which people miss their flights or cancel their trips, the Trip cancellation or interruption insurance is a must-have for everyone in Nigeria.

Whatever the reason: sudden illness, civil disturbance, a change in your own financial circumstances, injury or even death, this insurance shelters you from unforeseen events which can cause you to cancel or interrupt your journey. However, most of these policies exclude trip cancellations in the event of war or travel to destinations prone to political unrest.

travel-insurance_2002428b

Baggage coverage

It is quite often that luggages and possessions are stolen at airports and terminals but the baggage cover insurance can take care of the heartache that stems from such situations.

While you are expected to take reasonable care of you belongings, having a cover in the event of theft or loss goes a long way, especially when you are travelling with valuables such as your laptop, camera and jewellery. Some of the travel insurance plans allow you specify items to indemnify and they also have limits and exclusions on the cover.

Personal liability.

You may think this is not necessary in Nigeria as most people do not necessarily sue each other except in dire cases, but in recent times, people have begun to take to the courts as long as they can a certainly make a level of profit from the legal action.

The personal liability covers you in case you are involved in an accident or there are damages and you are legally responsible for it. It takes out the stress of compensation, medical bills and legal expenses.

Get the best viral stories straight into your inbox!

Don't worry, we don't spam

Leave a Comment

Your email address will not be published.

Latest Posts

Jeremiah Gyang Makes Comeback At Buckwyld ‘n’ Breathless Concert
Entertainment
25 views
Entertainment
25 views

Jeremiah Gyang Makes Comeback At Buckwyld ‘n’ Breathless Concert

PH - October 23, 2017

Nigerian singer Jeremiah Gyang reminded his fans why they fell in love with him during his mainstream comeback at the Buckwyld ‘n’ Breathless concert on Sunday night. Gyang gave…

Mr 2kay ‘Robbed At Gunpoint’ In Hotel Room
Entertainment
36 views
Entertainment
36 views

Mr 2kay ‘Robbed At Gunpoint’ In Hotel Room

PH - October 23, 2017

Singer Mr 2kay was robbed at gunpoint in his hotel room after the Buckwyld n Breathless concert on Sunday, October 22. The alleged robbery took place at…

Asa Talks Losing Virginity At 28 In Revealing Chat With Funmi Iyanda
Entertainment
22 views
Entertainment
22 views

Asa Talks Losing Virginity At 28 In Revealing Chat With Funmi Iyanda

PH - October 23, 2017

In this revealing, newly released 2015 Interview, Nigerian singer Asa sat with Funmi Iyanda to discuss her album “Bed Of Stones“. They also talked about the singer’s personal journey as a…

Popular Actress, Toyin Abraham Aimakhu’s Father Is Dead
Entertainment
41 views
Entertainment
41 views

Popular Actress, Toyin Abraham Aimakhu’s Father Is Dead

MT - October 23, 2017

Nollywood actress, Toyin Aimakhu reportedly lost her dad today. This was revealed by her sister, Fatimah Ogunsanya who wrote on Facebook; “It saddens me to the core…

PHOTOS: Dangote, Otedola, Ebuka And Wife Attend Ifeoma Williams’ Michael Jackson Themed 40th Birthday Party
Entertainment
53 views
Entertainment
53 views

PHOTOS: Dangote, Otedola, Ebuka And Wife Attend Ifeoma Williams’ Michael Jackson Themed 40th Birthday Party

MT - October 23, 2017

Former beauty Queen, Ifeoma Williams, who turned a year older recently held her 40th birthday party yesterday which billionaire businessmen Aliko Dangote, Femi Otedola and some Nigerian…

Why Crude Oil Prices May Rise Above $60 Per Barrel
Business
40 views
Business
40 views

Why Crude Oil Prices May Rise Above $60 Per Barrel

PH - October 23, 2017

Oil prices rose on Monday over supply concerns in the Middle-east as the U.S. market showed further signs of tightening while demand in Asia keeps rising. Brent…

Jim Iyke Bares It All On His Relationship With Nadia – ‘I Never Dated Nadia Buhari’
Entertainment
51 views
Entertainment
51 views

Jim Iyke Bares It All On His Relationship With Nadia – ‘I Never Dated Nadia Buhari’

MT - October 23, 2017

Nollywood actor, Jim Iyke who in an interview with Punch revealed that the romance report between him and Ghanaian actress, Nadia Buhari, was never true. According to…

Tecno Unveils New Phantom Smartphone Yesterday In Dubai
Technology
35 views
Technology
35 views

Tecno Unveils New Phantom Smartphone Yesterday In Dubai

MT - October 23, 2017

Tecno Mobile, dropped the hint on social media about its next flagship device. After launching series of the low-end devices like Spark K7, WX3, and others, the…

Check Out What The FG Is Saying About Nnamdi Kanu’s Whereabout – ‘He’s In Abaribe’s Custody’
Politics
52 views
Politics
52 views

Check Out What The FG Is Saying About Nnamdi Kanu’s Whereabout – ‘He’s In Abaribe’s Custody’

MT - October 23, 2017

The Federal Government has replied to Senator Enyinnaya Abaribe’s application seeking to withdraw as one of the sureties for the leader of the proscribed Indigenous People of…

Colourful Photos From Wedding Of An ‘Oyinbo Man’ And His Beautiful Bride From Imo State (Photos)
Romance and Love
67 views
Romance and Love
67 views

Colourful Photos From Wedding Of An ‘Oyinbo Man’ And His Beautiful Bride From Imo State (Photos)

MT - October 23, 2017

The excited Oyinbo man drinking wine from a cup given by the wife A Nigerian lady identified as Jennifer Asinugo has tied the knot in style with…

This Is What Rochas Said About Nnamdi Kanu After Declaring Support For Buhari In 2019
Politics
34 views
Politics
34 views

This Is What Rochas Said About Nnamdi Kanu After Declaring Support For Buhari In 2019

MT - October 23, 2017

The Governor of Imo state, Rochas Okorocha has described the leader of the Indigenous People of Biafra (IPOB), Nnamdi Kanu as a mad man, according to a report…

Why FIFA Moved To Change Nationality Rules
Sports
52 views
Sports
52 views

Why FIFA Moved To Change Nationality Rules

MT - October 23, 2017

FIFA is considering changing the rules that govern a player’s eligibility to represent a national team, BBC Sport reports. At present, players who have played a competitive…

How Buhari Doused Tension Between Nigeria And Turkey
Politics
37 views
Politics
37 views

How Buhari Doused Tension Between Nigeria And Turkey

PH - October 23, 2017

President Muhammadu Buhari employed diplomacy to douse the tension that the issue of the Fethullah Movement would have created between Nigeria and Turkey, Minister of Foreign Affairs,…

Why We Reinstated Wanted Ex-Pension Chief Maina – FG
Politics
66 views
Politics
66 views

Why We Reinstated Wanted Ex-Pension Chief Maina – FG

PH - October 23, 2017

Nigeria’s Minister of Interior, Abdulrahman Dambazau, has reacted to an exclusive PREMIUM TIMES story on how the federal government reinstated a sacked civil servant despite a pending…

Idongesit Umoh: Nigerian Enterpreneur Shares How She Lost N2.1m Through Online Banking
Business
98 views
Business
98 views

Idongesit Umoh: Nigerian Enterpreneur Shares How She Lost N2.1m Through Online Banking

PH - October 22, 2017

Nigerian entrepreneur and YALI fellow Idongesit Umoh today shared details of how her bank account got debited of N2.1m through some suspicious action on her online banking app. She…

Omawumi, Akpororo Announced As Judges Of New Reality Show
Entertainment
60 views
Entertainment
60 views

Omawumi, Akpororo Announced As Judges Of New Reality Show

PH - October 22, 2017

Last Resort entertainment working in partnership with Global Resources Limited, have announced the launch of Nigerian Icon, a first of its kind in talent scouting and entertainment…

Abia State Announces N10m Grant For Film Production In The State
Entertainment
39 views
Entertainment
39 views

Abia State Announces N10m Grant For Film Production In The State

PH - October 22, 2017

Abia State government has expressed its enthusiasm for the ZUMA Film Festival that is set to take place between the 1st to 5th of December, 2017 in…

Buhari Holds Bilateral Meetings With Guinea President, Pakistan Minister
Politics
58 views
Politics
58 views

Buhari Holds Bilateral Meetings With Guinea President, Pakistan Minister

PH - October 22, 2017

President Muhammadu Buhari held bilateral meetings with President Alpha Conde of Guinea and Prime Minister Shahid Khaqan Abbasi of Pakistan in Turkey on Saturday. See photos:

Loading...